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Your fearless leader,
Citizen One
Blog
Should I refinance my student loans?
Good question. We know this topic can be confusing and lots of the information out there can be daunting. So let’s break it down — What does refinancing mean anyway? Refinancing is just changing the terms of your student loans, usually in order to save money on the interest you pay. You typically refinance by …
Prime Directive: You need healthcare
Healthcare is expensive, there’s no way around it. Unless you’re a financially independent multimillionaire who can afford to pay tens to hundreds of thousands of dollars without blinking an eye if you or your family’s health takes a hit, you need health insurance. Period. Sure, if you’re a young, single 20-something you may feel invincible. …
Do you really need a budget?
Yes… and no…. here in Moneyland citizens are directed to live below your means and maximize your savings rate. Do you know if you’re doing that? Do you know what your savings rate is? If you don’t know the answers to these questions, then yes, you definitely need a budget. At least a temporary budget. …